1) Banks provide various financial products, including savings accounts, checking accounts, credit cards, mortgages, and investment services.

2) The world's first insurance policy was issued in 1347 in Genoa, Italy. It insured against the risk of maritime trade.

3) The game of basketball was invented by Dr. James Naismith in 1891 and has since grown into a global sport played at both amateur and professional levels.

4) Insurance premiums are the payments made by policyholders to insurance companies in exchange for coverage.